Invest Well, Live Well
with the Mike Ugarte Group
Join our VIP Group
Get access to off market deals and exclusive listings.
Committed to Helping Our Clients Succeed
24+ YEARS OF EXPERIENCE ON YOUR SIDE
Buy
Our extensive knowledge of the current real estate market, combined with a vast network of homes for sale, ensures that you have access to the best properties that meet your specific needs and budget.
Sell
Our strategic approach, coupled with our deep understanding of market trends, enable us to attract the right buyers quickly and efficiently. We pride ourselves on our negotiation skills and attention to detail, ensuring your selling experience is smooth and profitable.
Invest
As seasoned investors, we understand the nuances of real estate investing and are committed to helping you maximize your returns while minimizing risks. Whether you're a first-time investor or a seasoned pro, we are here to guide you through every step of the investment journey.
Property Search
Every Home Purchase is an Investment: Invest Well, Live Well with our Expertise.
We help families and investors buy and sell real estate in South Florida.
We know that buying and selling a home can be both exciting and stressful. The many unknowns, such as when to buy or sell, what price to set, how long it will take, and who to trust, add to the stress and fear of moving.
That is why we meet with every one of our customers before we begin working with them. Our goal is to clearly understand why you're moving and put together a winning strategy unique to your situation.
Our process is proven and predictable. It ensures our customers get the home they want, at the price they want, with the terms they want...every single time.
Serving Families, Serving Communities
It's not about making a sale, it's about making a difference.
1,235+
Happy Smiles
We are humbled by the opportunity to have served our customers and families, recognizing that this number reflects the significant impact and positive difference we've been able to make in their lives and communities.
$105K+
Donated to our Community
We take great pride in our ability to contribute to our community by participating in the Homes for Heroes program.
512+
Properties in our Investment Portfolio
We're dedicated to nurturing vibrant communities by building lasting value, boosting the local economy, and creating more opportunities for residents.
We Guarantee You'll Love Working with Us.
The real estate agent community didn't want us to do this. They said we were crazy. Maybe we are. But we don't care about what they think. We only care about what you think.
Because no one wants to hire the wrong agent.
You might be asking yourself "How do I guarantee I'm hiring the right agent?"
You don't. To be honest, we don't even know if we would be the right agents for you.
But we are the only agents 'crazy' enough to offer our Easy Exit Guarantee.
It's real simple. If you are ever unhappy with our service and would like to cancel our agreement, you can do so at no charge.
Everyone else has some kind of cancellation fee (that's why they're so mad at us).
Whenever you are ready, click the button below to Book a 15 minute Strategy Call to find out if we would be a good fit.
Real Stories, Real Results:
See Why Our Customers Love Working with Us
R. Vejerano
They are very impressive on how they were able to come up for a strategic plan, and to resolve any issues. They are very professional and easy to work with the whole time. I have my faith to me that they would be able to help sell the property immediately and THEY DID IT!! I WAS SOOO HAPPY! I am grateful to work with GREAT people!! I mean GREAT, THEM!!!.
A. Misha
Judy and her team helped my girlfriend and me find a fantastic apartment when we moved to Miami from NYC. Best part, because of Covid, they did this completely virtually, while we were across the country. About four months later, they helped me correct an incorrect bank transfer (mistake on my end), and they did so quickly and effectively. My experience of the team has been that they are professional, knowledgable, and responsive. Recommend without reservation.
Read Our Latest Blogs
What are My Closing Costs?
Clarifying Closing Costs: A Guide for Buyers and Sellers
In the world of real estate, knowledge is power. It's the foundation upon which successful transactions are built, and, as we often find, there's no question too basic to ask. This sentiment was echoed recently when a new customer in Margate approached us with a fundamental yet crucial query: "How much are my closing costs?"
Understanding closing costs is essential, whether you're stepping into the market as a buyer or preparing to sell your property. To help clear the air, we're revisiting this topic to shed some light on what you can expect regarding closing costs in your real estate ventures.
For Buyers: What to Anticipate
If you're on the buying side of the transaction, closing costs are an assortment of fees that come into play at the end of your home purchase. These costs can range between 2% to 5% of the purchase price. So, for a home valued at $300,000, you're looking at closing costs that could fall between $6,000 and $15,000. This variance depends on several factors, including the location of the property, the type of loan you're securing, and the lenders' fees.
Within three days of applying for your loan, you'll receive a Loan Estimate. This document is invaluable as it breaks down the estimated closing costs you're expected to cover. It's a clear, concise guide that helps you understand where your money will be going.
For Sellers: Expected Expenses
Selling a home also incurs closing costs, which typically range from 2% to 4% of the sales price. Hence, if your property sells for $300,000, anticipate closing costs to be between $6,000 and $12,000. However, if you're working with a real estate agent or attorney, their fees will add to these costs, adjusting your total expenses accordingly.
Getting a Clear Picture
Both buyers and sellers have the right to request an estimated closing cost summary from their title company or real estate agent at any point during the transaction. This estimate provides a clearer picture of the financial responsibilities each party should prepare for.
In Conclusion
The realm of real estate thrives on the informed decisions of its participants. Whether you're buying or selling, knowing the ins and outs of closing costs is crucial. It ensures that you're not only prepared but also positioned to make strategic decisions that benefit your financial future.
We hope this overview helps demystify the concept of closing costs for our readers in Margate and beyond. Remember, in real estate, no question is too basic. We're here to provide the insights you need to navigate your transactions with confidence. Feel free to share this guide with anyone who might find it beneficial as they embark on their real estate journey.
